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University Of Oklahoma Financial Aid & Information Guide Provided by CLC

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School Name: University Of Oklahoma
School Acronym: U OF OK
School Website: www.ou.edu

Type of Institution: Public

Where is this school located?
1000 Asp Avenue Room 216
Norman , OK 73019
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University Of Oklahoma Financial Aid Guide

As a student, you may be trying to find the best ways to pay for your college tuition, books, room & board, travel, food, lab fees and other college expenses. Paying for college doesn't have to be complicated, as long as you understand the financial aid process. Before you think about your financial aid, you’ll need to know your school’s Cost of Attendance. You can generally find this information on your school’s website, at the financial aid office, or in your award letter.

Step 1: College Financial Aid

In order to qualify for federal, state and generally school specific financial aid, you need to complete your FAFSA (Federal Application for Student Aid) every January 1st at www.fafsa.ed.gov. Your school will send an award letter every Spring detailing all of the college financial aid you qualify for, which may include college scholarships and grants, work-study and federal student loans. If you have questions about your college financial aid award package, you'll want to work directly with the financial aid office.

Step 2: College Scholarships

You may receive college scholarships directly from your school, based on your academic history, financial need, athletic or school program participation. Not everyone will receive scholarships from the school. You may need to start your own scholarship search. Work with your school's financial aid office and the office of your specific major (i.e. English, Business) to identify any scholarships that you can apply for. Scholarships specific to your school may have less applicants than regional or national scholarships you find on the web. You can also check with your job, community, church and organizations you participate in to see if scholarships are available. Once you have exhausted those options, you can start a scholarships search on the web.

Step 3: Student Loans

Federal Student Loans

After you exhaust all of your free money options, such as scholarships and grants, you may need to use student loans to pay for your remaining college costs. Your award letter will show how much you can borrow in federal student loans. The Direct Stafford Loan is the most widely used, low-cost borrowing option for college students.

Graduate students can also qualify to borrow up to the total cost of attendance minus any other financial aid received with the Grad PLUS Loan. Parents can use the Direct PLUS Loan to pay for the entire cost of attendance (minus other financial aid received), or supplement part of the costs.

Private Student Loans

Some students find that after using free money and federal student loans, they still do not have enough to cover all of their school costs. If this is the case, you may want to explore private student loans to pay for your school expenses. A private student loan is a credit-based loan made in the student's name, generally backed by a credit-worthy co-signer (like a parent or relative).

If you are in need of private student loans to pay for school, make sure you do your research before you apply. Use our tool to the right to find and compare private loan options for your school.

Get more information on private student loans.

College Financial Aid Calculators

Use our calculators to create monthly budgets, total your financial aid figure out how much to borrow in student loans.

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