Last Modified: October 6, 2015
College Loan Corporation ("CLC," "we," "us," "our"), a Nevada corporation, operates certain websites, including but not limited to the following:
The Website may display some content which is not CLC’s. This content is the sole responsibility of the individual or entity that makes the content available.
You agree that title, ownership rights, and other intellectual property and proprietary rights regarding content the Website shall remain in CLCs and/or its licensors and suppliers. You acknowledge that the content of this Website - including but not limited to text, sound, photographs, graphics, software or other material contained in CLC electronic mail communications, services or software - is copyrighted by CLC and/or its licensors and suppliers under United States copyright laws, is subject to other intellectual property and proprietary rights and laws, and is owned by CLC or its licensors and suppliers. Such content may not be copied, modified, reproduced, republished, posted, transmitted, sold, offered for sale, or redistributed in any way without the prior written permission of CLC and its applicable licensors or suppliers. You must abide by all copyright notices, information, or restrictions contained in or attached to any such content. You may use CLC’s content only as expressly authorized by CLC.
The trademarks, service marks, logos and trade names displayed on the Website (collectively, the “Marks”) are the registered and unregistered trademarks of CLC and others. The Marks owned by CLC, whether registered or unregistered, may not be used in connection with any product or service that is not CLC’s. Use of the Trademarks as part of a link to or from any site is prohibited unless establishment of such a link is approved in advance by us in writing. All goodwill generated from the use of CLC Marks inures to CLC’s benefit.
CLC responds to notices of alleged copyright infringement according to the process set out in the U.S. Digital Millennium Copyright Act ("DMCA") (see 17 U.S.C. 512(c)(3) for further information).
If you are a copyright owner or an agent thereof and believe that any CLC content infringes upon your copyright, you may submit a written notification pursuant to the DMCA by providing our Copyright Agent (listed below) with the following information: (i) an electronic or physical signature of a person authorized to act on behalf of the owner of an exclusive right that I allegedly infringed; (ii) a description of the copyrighted work claimed to have been infringed or if multiple copyrighted works are covered by the notification, a representative list of such works on the Website: (iii) a description of the location on the Website of the allegedly infringed material(s); (iv) your address, telephone number, and email address; (v) a written statement that you have a good faith belief that use of the material(s) in the matter complained of is not authorized by the copyright owner, its agent, or the law; and (vi) a written statement that the information in the notification is accurate, and under penalty of perjury, that you are authorized to act on behalf of the owner of the exclusive right that is allegedly infringed.
CLC’s designated Copyright Agent for notice of claims of infringement is:
College Loan Corporation
350 S. Rampart Blvd., Suite 200
Las Vegas, NV 89145
Only notices of alleged copyright infringement should go to the Copyright Agent; any other feedback, comments, requests for technical support, and other communications should be directed to CLC’s customer service at email@example.com. You acknowledge that if you fail to comply with all of the notice requirements of the DMCA, your notice may not be valid.
In accordance with the DMCA and other applicable law, CLC shall, in appropriate circumstances, terminate access, at CLC’s sole discretion, of any general user that CLC finds to be a repeat infringer of other copyrights. CLC may also, in its sole discretion, limit or fully terminate access to the Website of any user infringing the intellectual property rights of others, regardless of whether such user is a repeat offender or not.
This Website is not directed or otherwise promoted for use by children under the age of thirteen (13). CLC does not knowingly collect, maintain or use personal information from our websites about children under age 13. If a child whom we know to be under age 13 sends personal information to us online, we will only use that information to respond directly to that child, notify parents or seek parental consent, and will delete such information from our records. If we change our practices in the future, we will obtain prior, verifiable parental consent before collecting any personally identifiable information from children under the age of 13. We are not, however, responsible for the collection and use of information by companies or individuals unaffiliated with us whose websites may contain links to ours. Because we do not collect any personally identifiable information from children under the age of 13, we also do not knowingly distribute such information to third-parties. We do not knowingly allow children under the age of 13 to publicly post or otherwise distribute personally identifiable contact information via our site.
You may not change, reorganize, modify, copy, reverse engineer, or create derivative works from the Website or any part thereof, in order to (i) build a competitive product, service, or Website; (ii) build a product using similar ideas, features, functions, or graphics of the Website; (iii) remove, change or replace any of CLC’s trademarks, logos, copyrights, or any other branding elements; (iv) hide, obscure, disable, or otherwise render inoperable any portion of the User interface including, but not limited to, the display of advertisements and promotions within the Website; or (v) copy any content, ideas, features, functions, or graphics of the Website. In addition, you may not use any meta-tags or any other "hidden text" using CLC’s name or other trademark or service mark, nor any CLC logo or other proprietary graphic or service mark as part of a link, without the express written consent of CLC.
You may not use any "deep-link," "page-scrape," "robot," "spider" or other automatic device, algorithm or methodology, or any similar or equivalent manual process, to access, acquire, copy or monitor any portion of the Website, or in any way reproduce or circumvent the navigational structure or presentation of the Website to obtain or attempt to obtain any materials, documents or information through any means not purposely made available through the Website. Additionally, you may not take any action that imposes, or may impose (as judged by CLC at its sole discretion) an unreasonable or disproportionately large load on our infrastructure.
You may not attempt to gain unauthorized access to any portion or feature of the Website, or any other systems or networks connected to the Website or to any CLCs server, by hacking, password "mining" or any other illegitimate means. You may not harvest or collect User names, User IDs, email addresses or any other User identifying information by electronic or other means for the purpose of sending unsolicited email or other communications.
You expressly agree that use of this Website is solely at your own risk. Access to, and use of, this Website is on a strictly "as is" and "as available" basis, without representation or warranty of any kind. You expressly agree that any reliance upon any opinion, advice, statement, memorandum, or information distributed through this Website shall be at your sole risk.
C. A party who intends to seek arbitration must first send to the other, by certified mail, a written Notice of Dispute ("Notice"). The Notice to CLC shall be addressed to College Loan Corporation, 350 S. Rampart Blvd., Suite 200, Las Vegas, NV 89145, Attention: President ("CLC Notice Address"). The Notice to you shall be addressed to any such addresses, including email addresses you may have provided CLC. If you have never provided CLC with any such address CLC will, after using due diligence to discover, send Notice to your last known mailing address. The Notice must (a) describe the nature and basis of the claim or dispute; and (b) set forth the specific relief sought ("Demand"). If CLC and you do not reach an agreement to resolve the claim within 30 days after the Notice is received, you or CLC may commence an arbitration proceeding. During the arbitration, the amount of any settlement offer made by CLC or you shall not be disclosed to the arbitrator until after the arbitrator determines the amount, if any, to which you or CLC is entitled.
D. The arbitration will be governed by the Commercial Arbitration Rules and the Supplementary Procedures for Consumer Related Disputes (collectively, "AAA Rules") of the American Arbitration Association ("AAA"), as modified by this Agreement, and will be administered by the AAA. The arbitrator is bound by the terms of this Agreement and must issue a written decision sufficient to explain the essential findings and conclusions on which an award is based. All issues are for the arbitrator to decide, except that issues relating to the scope and enforceability of the arbitration provisions in this Section 12 are for a court to decide. Unless CLC and you agree otherwise, any arbitration hearings will take place in the county (or parish) of your home address, as provided in connection with the Notice. If your claim is for $10,000 or less, we agree that you may choose whether the arbitration will be conducted solely on the basis of documents submitted to the arbitrator, through a telephonic hearing, or by an in-person hearing as established by the AAA Rules. If you prevail at arbitration, the arbitrator may award you reimbursement of the filing, administration and arbitrator fees you incurred, as well as reimbursement of any reasonable attorneys' fees you incurred.
E. The arbitrator may award declaratory or injunctive relief only in favor of the individual party seeking relief and only to the extent necessary to provide relief warranted by that party's individual claim. YOU AND CLC AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. Further, unless both you and CLC agree otherwise, the arbitrator may not consolidate more than one person's claims, and may not otherwise preside over any form of a representative or class proceeding. If this specific provision is found to be unenforceable, then the entirety of this arbitration provision shall be null and void.
You acknowledge and agree that any questions, comments, suggestions, ideas, feedback or other information provided by you to CLC are not commercial and you grant us a worldwide, royalty-free license to distribute, publish, modify, edit or otherwise use your submissions. CLC shall be entitled to the unrestricted use and dissemination of these submissions for any purpose, commercial or otherwise without any acknowledgement of or compensation to you.
If you have any questions or comments about the Website or become aware of misuse of the Website by any person, please contact us at firstname.lastname@example.org or at the following address: College Loan Corporation, 350 S. Rampart Blvd., Suite 200, Las Vegas, NV 89145.